Links-Exceptions for Early Withdrawal Penalty 401(K)

Exceptions to Early Withdrawal Rules on Qualified retirement plans, such as 401(k)s, 403(b)s, profit-sharing plans and Keogh plans.
Various links on articles excepts to pay additional 10% early withdrawal tax. One of exception is QDRO done on your Qualified Retirement plan because of a divorce.
Kentucky as an exception on distribution from retirement plans the first $31,110 are exempt from Kentucky state individual income tax.